Monday, March 23, 2020

Non-Trucking Liability Coverage — Truck Insurance In The United States of America

Coverage for damages or injuries to others while the truck is not under dispatch from the company you are currently leased on with.

Motor Truck Cargo Coverage — When protecting your cargo, make sure your insurance covers you no matter the risk — stolen goods, wet load, refrigeration breakdown, debris removal, etc. It’s very important to have a cargo policy that is Broad Form and not Specified Perils (more on that later).

You just bought a new semi truck. Congrats!

Now you’re finding out there’s a lot of work to do before you even hit the road. One task you’re probably not looking forward to is buying insurance for your new truck and your new operation.

Consider this: a travel agent can help set you up in a destination when you’re taking a vacation, but you would not just call a travel agency and say, “Send me to the cheapest place anywhere in the world; I don’t care where it is.”

More likely, you would have some idea of where you want to go and what you’d like to do while on vacation.

The travel agent would then help you plan the best experience that meets your expectations.

It’s the same with insurance. The coverages and services you need, and the company that can best provide them, will depend on your operation. And no one knows your operation better than you do....