Monday, March 23, 2020

Commercial Trucker Accidents - Truck Insurance In The United States of America

What are the types of trucker accidents
Failure to do so can result in higher costs and even lost time for you after an accident.

Imagine you are involved in an incident that results in a diesel fuel spill. If your insurer has experience dealing with trucking losses, it can send a claims adjuster who understands the process for cleaning up that spill.

The adjuster will make sure the proper steps are followed so that the loss is handled quickly and effectively. Insurers unfamiliar with trucking may leave it up to local law enforcement to manage the cleanup, which can be far more expensive. A larger loss for you can result in more expensive premiums when you renew your insurance.

If you suffer a cargo loss, your insurer should be able to send experts who can make sure anything still usable after the accident is transferred safely. If your truck is damaged, your insurer should understand the dynamics of tractor trailer physical damage repair so you can get back on the road quickly. 

IT’S ALL ABOUT SERVICE

Once you find an insurer that understands your business, make sure that company puts its knowledge to work for you. It’s great if your insurance company understands how to properly handle your claim after an accident, but if that company only allows you to report the claim on weekdays during business hours, you still run the risk of an after-hours accident that is not immediately addressed becoming very expensive.

In today’s fast-paced world, 24/7 claims service should be a must-have for your insurance purposes.

The sooner the insurance company is able to get its experts involved, the better the odds are that your claim will be taken care of quickly, letting you get back on the road with minimal delay.

If the company has no one available to take your call at 8:30 p.m. on a Saturday, you’re losing valuable time, and as you’re discovering as you launch your new trucking company, time is money. 

You’ll also want to look into additional services that knowledgeable insurers can provide to help you, as a new business owner, identify and manage all of the expected and unexpected risks you’ll come across. Quality insurers will have experts who can meet with you and discuss loss control and risk management so you can prevent accidents and losses from happening.

From training videos, to newsletters and manuals, to hotlines designed to answer safety and compliance questions you might have, these extra services can be extremely valuable as you learn about the rules and risks of owning your own trucking company.